Petkov: female debtors in Russia are older, more educated and more often married than men

MOSCOW, March 13 – RIA Novosti. Andrey Petkov, CEO of IFC Chestnoye Slovo, told RIA Novosti that female borrowers in Russia have a higher education compared to men, among them more older and married than men.

Most people who receive the “IFC “Honest Word” have a higher education, but the proportion of women with HE (46%) is slightly higher than that of such men (41%). They make up 32% of men,” said Petkov.

IFC clients are slightly older than men: most, 58%, are between the ages of 25-40. Men, on average, are younger: among them, those aged between 18 and 35 are more, this is 67%.

More than half of borrowers are married: 44% of women are legally married, 10% are legally married. But among male debtors, only a third have a couple: 32% are legally married, 4% are legally married. Men are more single: 58% are single and 6% are divorced. “However, the percentage of singles (women – ed.) is also significant – 46% (34% unrelated, 10% divorced and 2% widowed),” Petkov said.

There were also differences between men and women in terms of the amount of credit demanded by customers. Thus, in 2022, women more often than men demanded 5-10 thousand rubles (49.3% for women, 43.4% for men) and more than 30 thousand rubles (8.7% for women, 8.2% for men). Men, on the contrary, received loans of 2-5 thousand rubles and 10-30 thousand rubles more often than women.

The purposes of using the loans also differ according to gender. Loan applicants are mostly “other” (16%), “treatment” (14%) and “home repair” (9%), while men are mostly “gift” (12%), “other” (11% and current expenses). (10%). “At the same time, unlike men, women did not specify gambling or online games as the purpose of the loan,” concluded Petkov.