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Post: The State Duma required the application of psychological tests when applying for a loan

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The State Duma asked the Central Bank to apply psychological tests when applying for a loan

MOSCOW, November 23 – RIA Novosti. Chairman of the Family Committee of the State Duma, Nina Ostanina, addressed the head of the Central Bank, Elvira Nabiullina, with a proposal to apply psychological tests when applying for loans to prevent fraudulent activities in which people are deceptively persuaded to take loans. loan, RIA Novosti has a request in hand.

“I ask you, dear Elvira Sakhipzadovna, to instruct us to consider the proposal to apply psychological tests when applying for bank loans, and also express the position of the Central Bank of the Russian Federation regarding the feasibility of making appropriate changes to existing loans. In the objection he says “legislation”.

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The author of the request states that the most common method of “phone” fraud is the transfer or deposit of funds into a “secure account”. Over a long period of time, victims are taught an algorithm of actions that will benefit the attackers, right up to applying for a bank loan.

The document states: “For the protection of the population of our country, mandatory or voluntary psychological testing may be carried out when applying for a loan from a bank. In case of unsatisfactory results of such tests, contact a psychologist authorized by the bank for advice.”

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Source: Ria

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